(Jan 2) Loan papers

All of the title work has made it's way to the bank. They are now ordering loan documents. They have to work up a proposed mortgage with payment schedule and title work. Then it all has to be sent to a lawyer for approval. Then we need signatures from seller and we can finally close. Proposed date is set for Jan 10. Nothing like letting it slide to the last possible day. I think we would all spontaneously explode if we had to push the close date again.